Fucking serious journal is fucking serious because fucking angry Rimrook is fucking angry.
I got a letter in the mail from Sallie Mae saying my student loan payments are crazy late and I'm about to default on the loans... problem is this is the only thing I have ever gotten from them. Turns out my mom hasn't paid them in about a year. She TOLD me that the loans were in her name so I wouldn't have to worry about stuff which was a lie, they were in my name but the entire time I was in school, I was lied to. My credit was instantly ruined right before Christmas too. I applied for a credit card designed for paying off debt, plus it would have allowed me to get gifts for Christmas, especially the engagement ring for my fianc?e. I ultimately did not get the new card so I'm stuck. Also, if I don't do something soon, defaulting on my loans will garnish my wages, increase their interest, they'll take all my tax refund amounts, as well as make me ineligible for any loan of any kind from banks and credit bureaus. So I'm now $86,000 more fucked over than before. I'm hoping I can defer them long enough to figure something out. I can't believe my own mother would ruin my life like this.