......wow.
first of all, jump on IRC if you ever need advice with spyware again, you don't need to pay anything for a good spyware removal tool. (for future reference: ad-aware and spybot, both free.)
second, cancel that credit card! i'm sure you already have.
third, your laptop can't be "dead" (not from a virus, anyway). the worst that software viruses can do is corrupt your windows installation. if the data isn't important on the laptop, throw in a windows installation disk and use the serial that should be on the bottom of the laptop. when given the option, do a full format.
fourth, the best software is often free. for security:
zonealarm: firewall
AVG free: anitvirus
Spybot search & destroy: spyware
ad-aware: spyware