Journal #8240

I understand you wanted to give 5$ yet somehow through some accidental who-knows-what method you were charged a total of 40$. That's what I understood, else you'd have make a diagram for me to understand what you wrote :)).

Know your banking man.

Oh I know my banking, that's how I know what's going on.
Lemme try again. I wasn't super clear on things.

1: Donated $5 for Sims3. Worthit.

2: $5 pended on my statement but was cancelled. It was the charity's way of confirming legitimacy.

3: I spent all of the my money on rent so I had $0.83 left in my bank.

4: Donation finalizes and goes through, charging me $5 I don't have.

5: Bank charges me $35 in overdraft penalties.

35$ for a fucking overdraft penalty?!
*precise f-strike:
What the fuck?!

I'll happily stick with a debit card even after getting a job. That's just nasty man!

That's the thing with debit cards.
They're used like credit cards but instead of payments, the money is subtracted straight from your bank. If you don't have the funds, you're penalized.

Sorry to hear Rim, overdraft fees SUCK!

Wait what? I think you got it mixed up, from a debit card you simply can't make a purchase if you don't have the necessary funds.

Not all the time striker.
Your card won't be declined all the time.
And sometimes there's pending transactions that all don't clear at the same time. So if there's money in there, it'll be pending... say something else clears before a big expense and there's not enough money in there.. - BAM overdraft.

I keep at LEAST $500 in my debit acct at all times. I got hit with a bunch of overdrafts in the past.

Declining the payment is done on the seller's side of things, and not everyone does it. The charity wouldn't want an amount to be blocked after I got the games, it'd be fraudulent.

I have a debit card and I have an overdraft of £400. If I exceed that I get charged £75. That always made me laugh.

"You've spent money you don't have! As a punishment, we're going to charge you more money."

That sucks though Rim.

I only use a debit card. I use the money I have, and If I don't have money, well then I don't have money. I'm sure my bank has like a penalty when you go over -£30, but I'm never that low.

Yeah I wish the penalty was like -30 or something. I was just a few dollars under.

Upon looking at the dates, there was a span of only 5 hours between having the money and the paycheck I got after that. Impeccable timing >:[

Call your bank. Chances are they'll reverse it if you're a good customer. Jeez.

Want to start a fire?

Here is the address: 209 Redwood Shores Pkwy, Redwood City, CA 94065, USA

heh.

Too far to drive...